Obtaining Temporary Auto Insurance

We have a mutually helpful arrangement with our two friends who live in another country. Every year we go away for two weeks and they have agreed to spend those two weeks in our home in exchange for looking after our pets. They get free accommodation and a holiday. We get peace of mind in knowing that our pets are safe.

We also make our motor car available for their use whilst they are staying in our home. This means that we have had to arrange car insurance for them, so that they can legally drive the vehicle. At first I thought that it would be a lot of red tape to go through because they have Spanish driving licenses. But nothing could be further from the truth. The process was a simple one and was quickly dealt with over the telephone. It probably helped that I used my usual car insurance broker. This is useful because they have a record of my previous transactions and are usually very helpful. All we had to provide were full details of the proposed drivers, and a summary of their driving history. I was a little concerned about this because one of the drivers is under 24 years old and I know that car insurance for young can be expensive; but it didn’t turn out to be a great issue.

The insurance cost was reasonable and was worth the effort. We got a temporary car insurance certificate that covered both of our friends. This certificate lasted for up to 30 days. This gave us peace of mind because we obviously know that it is a legal requirement to have any driver of our motor car legally insured to drive the car on a public road. So having organised the insurance details, all that was left for us to do was to enjoy our time in the sun and have fun.

When we got back home, after the formalities of thanking our friends and making a fuss of our pets, we checked that everything was in order with the vehicle before contacting the insurance brokers to cancel the policy. This last step is not strictly necessary because the insurance cover could be left to run for the duration of the 30 days: But this tidied up all the loose ends for use until the next holidays.