Pre-Paid Legal Leads – How Do You Generate Leads For Your Pre-Paid Legal Business?

Most marketers have faced the question the basic question of how and where to find leads, or basically people to introduce you business to. Without this influx of people your business comes to a screeching halt, spending your time on poor, unqualified leads, can result in a slow and painful death of you Pre-Paid Legal business.

As you talk to successful marketers, you will find they have a system in place to generate those leads, and track the cost of those leads. Having a low cost-per-acquisition means a net profit for your business, and let’s face it, the reason we’re in business is to make money, right?

A Little History:

Founded in 1972 by Harland Stonecipher, Pre-Paid Legal (formally the Sports’s Motor Club) has been a pinnacle in the legal services business. This company has been in the public’s eye since entering the network marketing arena in 1983, going public on the NASDAQ in 1984, and then to the American Stock Exchange in 1986.

Basically the company provides access to attorneys and legal services, much the same as a medical insurance plan provides access to doctors and medical procedures. Almost everyone has a need, in their lifetime, for legal services, just like you need the services of a doctor. One might call Pre-Paid Legal a “legal insurance plan”

Knowing the importance of medical insurance, and the high cost or legal services, one can easily conclude this is a good business opportunity, if only you knew how to generate those Pre-Paid Legal leads!

The Agony of Failure:

The average marketer, after 30 days in the business, knows that the methods of the ‘Fuller Brush Man” of standing in a supermarket parking lot, going door to door, or inviting your family and friends to a meeting, do not work. They start looking around for a better way and find someone who is selling those “business opportunity” leads. They think this is better than “sliced bread”, until they realize, after spending $5 – $25 per lead, that these leads are pure JUNK as that have been “sold” to a number of other marketers already. Having spent more time, and more money and see no results, they begin to feel the agony failure.

The Answer to Qualified Pre-Paid Legal Leads Is Right In Front Of Us:

Actually, that “business opportunity” ad is ALMOST the answer you were looking for! What that marketer did was take his product, (those business opportunity leads) and positioned that information on the web so that a person (you) who has a want, need, and desire for that product will see it. You need to do the same to find those Pre-Paid Legal leads!

Just think how many people are searching the internet asking legal question, or wanting information about identity theft protection. As smart marketer you know how to harness that “internet power” and show them where to get this information. You, the expert, because you have this information, are in high demand!

What’s the Learning Curve?

There are many companies that will teach you the principles of network marketing, and will include setting up a world class web page. You need to do your diligence and find one that you can work with, and will give you all the tools you need. Pay special attention to those that offer you one-on-one training with your own personal coach. Your cost may be more, but their specialization and knowledge is worth every cent you pay.

In Conclusion:

Positioning yourself on-line is the most cost effective (and fastest) way start generating Pre-Paid Legal leads. Just be sure you say “no thanks” to the “geek down the street” to order to save a couple of bucks. You are investing in your future, so make sure it’s a good investment

Liability Insurance Is a Professional’s Security!

Errors and omissions or more popularly called E & O Insurance is an imperative business concept that knows no boundaries. This kind of liability cover is not only a must or sometimes mandatory but also assists in ensuring carefree business practices that are necessary in today’s competitive and demanding world. The professional people offering products and services are generally deeply involved in ensuring high quality marketable goods and sometimes neglect or overlook the important aspect of liability that crosses their paths in cases of inadvertent errors and omissions. It is always desirable that every individual entrepreneur and both small and large companies think in terms of slashing their risks through adequate and proper E & O insurance to assure continuity in business and legal cover in case of defaults that may or may not be preordained or contemplated. Agencies handling this extremely important section of the business world employ qualified and experiences personnel who are experts in their own field of dealing with errors and omission cases on a regular basis.

Professionals are a breed apart in all walks of our lives and with modern business techniques and facilities practice their trade with great acumen and aplomb. This is true all over the world and with increasing interaction with the business discipline these professionals become loaded with excessive work of a licensed or certified nature. With such an environment it is necessary to into professional liability insurance that can provide cover in acts of errors and omissions or assure the professional that business be comfortably progressed since legal agencies can be hired to handle any eventualities. Professionals are generally unaware of the legal angles of their business and therefore expert groups help in maintaining ethical supervision over the use of products and services offered by the specialists. Every business person or corporate entity must ensure adequate and legal insurance cover for acts of errors and omissions so that their profession is not compromised. There are various types of professional services insurances available in the market and one must be extremely careful in choosing the right cover that makes the business more secure.

Car Insurance Requirements For California Drivers

If you are a new car owner in the state of California, or if you just moved to the state, you need to be aware of the car insurance requirements. Auto insurance requirements are different from state to state, and California has some unique demands here. California only requires that you have insurance to protect the medical treatment and property of someone else that you may have an accident with. We want to take a brief look at what levels of insurance are required for your vehicle so you can be legally insured.

By law in California a legal driver must have bodily injury coverage of at least fifteen thousand dollars per person that is inured, and at least thirty thousand dollars for all the people injured in an accident. This coverage is commonly referred to as fifteen thirty BI. This may seem like a lot of money to cover injuries, but once you think about the rising costs of medical treatment these days you may want to increase it to fifty thousand and one hundred thousand for bodily injury.

A legal driver in California must also have a minimum coverage of at least five thousand dollars of property damage. This will give you coverage to the other person car if you damage it. You really should consider upping this coverage to thirty or even fifty thousand dollars once you consider the prices of cars these days.

Aside from these two required coverages, your auto loan may require than you also carry collision and comprehensive coverage for your own vehicles. The collision coverage will make sure the costs of repairing or replacing your vehicle are covered in case your car it damaged. The ultimate cost will depend on the type of car you own and its age. Your auto lender may also demand that you purchase comprehensive coverage which covers you for things such as weather damage or damage is should run into an animal. Basically it covers any type of damage that is not incurred due to a collision with another vehicle. Comp is usually not very much and it gives you coverage for theft as well, including any personal property inside the vehicle. The cost for both of these coverages will also depend on the amount of the deductible that you choose.

Some other coverages you will want to consider are uninsured motorist coverage and under insured motorist coverage. With the weak economy and job market today many people are choosing to drive illegally without auto insurance. With the uninsured motorist coverage you will be covered for both bodily injury and property damage if you have an accident with another person who is not insured. Even though they may be at fault and owe you to cover medical and car repair bills, they will not be able to pay you if they are not insured. The uninsured motorist coverage protects you in these cases.

The under insured motorist coverage works much in the same way. If you have an accident with someone and they do not have enough insurance coverage to pay for your medical bills or repair bills then this coverage will kick in and pay. Again, considering how many people are trying to cut household expenses this type of insurance makes sense if you can afford it. The amount of your under insured coverage must match the amount you have for the uninsured coverage.

How to Find Cheap Car Insurance For New Drivers As Well As Learner Driver Coverage

In the US, laws governing insurance of vehicles vary from state to state. You need to find out what they are in your state. Not only are there differences in the traffic and insurance regulations, but they are amended at times. Make sure you, as either a seeker of cheap insurance for new drivers or else learner driver insurance, are clued up as to legal insurance requirements before anything unforeseen happens to you or your vehicle.

Another tip for young people needing cheap car insurance for new drivers, or learner driver car insurance:

Keep your insurance papers handy at all times in your vehicle.

This is US law and if you don’t have them handy, you could be fined and your vehicle could be impounded.

You need to know when you search for cheap car insurance for new drivers or learner driver car insurance, that you absolutely have to be insured by law as well as for your own protection. If, while driving your vehicle, you inflict damage on others you will be covered by your insurance, less the deductible amount.

You will find out when you search for cheap car insurance for new drivers or learner driver insurance, that you will be required to pay an annual premium to protect you and your car, should you be involved in an accident. You can opt to pay this amount monthly if you choose. If you are not to blame for an accident, your damages are covered by your insurance, but if you are not insured, you pay all damages, as well as finding yourself criminally liable.

You need to search very carefully among the insurers for the best insurance for new drivers or learner driver cover. Insurance varies cost-wise and there are many options available.

Going online is a really good way to compare the various options offered by the different companies for cheaper auto insurance for new drivers or learner driver car insurance. There are comparison sites where you can detail the kind of cover you want, and then go through the different companies that fit your search.

Check out your state’s legal requirements, as well as any states you plan to visit and then make your choice of insurance options. Look out for special offers for cheap car insurance for young drivers or learner driver car insurance, which some companies throw in at special rates.

Naturally you will have to decide on an insurance policy that suits the vehicle you have. Old cars probably don’t more than the minimal insurance, while expensive cars should usually have full cover.